Fixed costs
€1,046
Rent, utilities, subscriptions and recurring obligations already framed inside the period.
Personal Finance Engine
Local-first
Private beta
Manage your money from paycheck to paycheck.
Not monthly budgeting. Not rigid categories. Kedrix builds your financial reality around the period your income actually creates.
- Built around salary cycles, not arbitrary calendar months
- Daily control, fixed costs, variable spending, forward visibility
- Practical financial intelligence that tells you what to do next
Core concept
Your salary defines your financial period.
Most budgeting tools force your money into calendar months. Kedrix starts when your income arrives and ends when the next income cycle begins.
27 Mar
Salary received
A new period starts instantly.
During period
Fixed + variable control
Decisions happen inside the real cash cycle.
27 Apr
Next salary resets reality
The next cycle begins from a clean financial boundary.
Why this matters:
rent, subscriptions, groceries and optional spending stop being abstract monthly estimates. They become part of a real window of time created by your income.
Guided onboarding
Set it up once. See the whole period clearly.
Kedrix is designed to activate fast, without hiding the structure underneath. Each step builds a working financial system.
01
Quick Entry
Start with the shortest path to control
Capture the core inputs first so the engine can frame your available money immediately.
Quick Entry
Income amount€2,450
Income date27 Mar
Next cycle27 Apr
02
Income
Define the period from the source
Your salary is not just an amount. It is the boundary that determines the whole cycle.
Income period
Start27 Mar
End27 Apr
Days in cycle31
03
Fixed costs
Lock in recurring obligations
Fixed spending stops being invisible. Kedrix places it inside the real period before flexible decisions begin.
Fixed structure
Rent€650
Bills€210
Subscriptions€42
04
Variable spend
Control flexibility without friction
Track daily and discretionary spending against what the current cycle can safely absorb.
Variable control
Food€148
Transport€56
Optional€182
05
Insights
Get direction, not just tracking
WiseForecast, WiseScore and WiseMind turn raw inputs into decisions that are easy to act on.
System signal
Daily paceSafe
ForecastPositive
FocusPreserve margin
Intelligence layer
The system does more than record. It interprets.
Kedrix surfaces the decision layer that usually stays hidden inside spreadsheets and mental math.
Know what today can safely absorb
A live pace reference built from what remains in the current income cycle.
See where the period is heading
Forward visibility before the next salary defines a new financial boundary.
Understand the quality of your trajectory
A simple score that reflects discipline, balance and pressure inside the cycle.
Receive practical suggestions
Clear prompts focused on what action makes the most sense right now.
Privacy by design
Your data stays close to you.
Kedrix is built with a local-first approach. Financial data is not meant to live on a remote server by default.
Local-first
Your core data stays on your device instead of being continuously stored on a backend.
No server-side financial vault by default
The product is designed to reduce unnecessary central storage of sensitive budgeting data.
Manual backup between devices
You control transfer and continuity, rather than handing permanent storage to a third party.
Private beta
Request access to Kedrix PFE.
This beta is for people willing to use the product seriously and share structured feedback that helps shape the launch version.
- Early access to the current working beta
- Direct influence on priorities and product direction
- Focused onboarding around the paycheck-to-paycheck model